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Rates

Certificate of Deposit Rates

Type Minimum Opening Deposit Minimum Balance to Earn APY* Interest APY*
3 Month $500.00 $500.00 0.30% 0.30%
6 Month $500.00 $500.00 0.40% 0.40%
12 Month $500.00 $500.00 0.50% 0.50%
18 Month $500.00 $500.00 0.60% 0.60%
24 Month $500.00 $500.00 0.70% 0.70%
30 Month $500.00 $500.00 0.85% 0.85%
36 Month $500.00 $500.00 0.95% 0.95%
48 Month   $500.00 $500.00 1.35% 1.36%
60 Month $500.00 $500.00 2.00% 2.02%

The minimum balance to obtain the stated APY is $500.00.  A penalty may be imposed for early withdrawals.

*APY=Annual Percentage Yield / The APY assumes interest will remain on deposit.  A withdrawal will reduce earnings.

 

Deposit Rates

Type Minimum Opening Deposit Minimum Balance to Earn APY* Interest APY*
Main Street    $100.00 $0.01    

$0.00-$2,499.99

    0.03% 0.03%

$2,500.00 to 4,999.99

    0.05% 0.03%-0.04%

$5,000.00 or more

    0.10% 0.04%-0.10%
Now Account $1,000.00 $1,000.00 0.05% 0.15%
Super Now $2,500.00 $2,500.00 0.10% 0.20%
Money Market   $2,500.00 $2,500.00 0.10% 0.20%
Savings   $10.00 $10.00 0.10% 0.15%
Christmas Club $1.00 $1.00 0.10% 0.20%

Rates may change after account is opened and fees or other condition may reduce earnings.         

*APY=Annual Percentage Yield / The APY assumes interest will remain on deposit.  A withdrawal will reduce earnings.