Current Rates
Rates effective as of September 26, 2025
Certificate of Deposit
| Type |
Minimum Opening Deposit |
Minimum Balance to Earn APY* |
Interest |
APY* |
| 3 Month |
$500.00 |
$500.00 |
0.30% |
0.30% |
| 6 Month |
$500.00 |
$500.00 |
0.60% |
0.60% |
| 12 Month |
$500.00 |
$500.00 |
0.85% |
0.85% |
| 18 Month |
$500.00 |
$500.00 |
0.95% |
0.95% |
| 24 Month |
$500.00 |
$500.00 |
1.05% |
1.06% |
| 30 Month |
$500.00 |
$500.00 |
1.10% |
1.11% |
| 36 Month |
$500.00 |
$500.00 |
1.20% |
1.21% |
| 48 Month |
$500.00 |
$500.00 |
1.35% |
1.36% |
| 60 Month |
$500.00 |
$500.00 |
1.60% |
1.61%
|
The minimum balance to obtain the stated APY is $500.00. A penalty may be imposed for early withdrawals.
*APY=Annual Percentage Yield / The APY assumes interest will remain on deposit. A withdrawal will reduce earnings.
Deposits
| Type |
Minimum Opening Deposit |
Minimum Balance to Earn APY* |
Interest |
APY* |
|
Main Street
$0.00-$2,499.99
$2,500.00-$4,999.99
$5,000.00 and up
|
$100.00 |
$0.01 |
0.01%
0.02%
0.03%
|
0.01%
0.01%-0.02%
0.02%-0.03%
|
| Now Account |
$1,000.00 |
$1,000.00 |
0.07% |
0.07% |
| Super Now |
$2,500.00 |
$2,500.00 |
0.12% |
0.12% |
| Money Market |
$2,500.00 |
$2,500.00 |
0.12% |
0.12% |
|
Select Money Market
$1.00-$24,999.99
$25,000.00-$99,999.99
$100,000.00-$249,999.99
$250,000.00-$499,999.99
$500,000.00 and up
|
$1.00 |
$1.00
$25,000.00
$100,000.00
$250,000.00
$500,000.00
|
0.20%
0.70%
1.20%
1.70%
2.20%
|
0.20%
0.70%
1.21%
1.71%
2.22%
|
| Savings |
$10.00 |
$10.00 |
0.07% |
0.07% |
| Christmas Club |
$1.00 |
$1.00 |
0.40% |
0.40% |
Rates may change after account is opened and fees or other condition may reduce earnings.
*APY=Annual Percentage Yield / The APY assumes interest will remain on deposit. A withdrawal will reduce earnings.
