Current Rates
Rates effective as of March 15, 2023
Certificate of Deposit
| Type | Minimum Opening Deposit | Minimum Balance to Earn APY* | Interest | APY* |
|---|---|---|---|---|
| 3 Month | $500.00 | $500.00 | 0.40% | 0.40% |
| 6 Month | $500.00 | $500.00 | 0.75% | 0.75% |
| 12 Month | $500.00 | $500.00 | 1.00% | 1.01% |
| 18 Month | $500.00 | $500.00 | 1.10% | 1.11% |
| 24 Month | $500.00 | $500.00 | 1.20% | 1.21% |
| 30 Month | $500.00 | $500.00 | 1.25% | 1.26% |
| 36 Month | $500.00 | $500.00 | 1.35% | 1.36% |
| 48 Month | $500.00 | $500.00 | 1.50% | 1.51% |
| 60 Month | $500.00 | $500.00 | 1.75% |
1.77%
|
The minimum balance to obtain the stated APY is $500.00. A penalty may be imposed for early withdrawals.
*APY=Annual Percentage Yield / The APY assumes interest will remain on deposit. A withdrawal will reduce earnings.
Deposits
| Type | Minimum Opening Deposit | Minimum Balance to Earn APY* | Interest | APY* |
|---|---|---|---|---|
| Main Street - Balance: $0.00-$2,499.99 | $100.00 | $0.01 | 0.01% | 0.01% |
| Main Street - Balance: $0.00-$2,499.99 | $100.00 | $0.01 | 0.02% | 0.01%-0.02% |
| Main Street - Balance: $0.00-$2,499.99 | $100.00 | $0.01 | 0.03% | 0.02%-0.03% |
| Now Account | $1,000.00 | $1,000.00 | 0.10% | 0.10% |
| Super Now | $2,500.00 | $2,500.00 | 0.15% | 0.15% |
| Money Market | $2,500.00 | $2,500.00 | 0.15% | 0.15% |
| Select Money Market | $25,000.00 | $25,000.00 | 0.50% | 0.50% |
| Savings | $10.00 | $10.00 | 0.10% | 0.10% |
| Christmas Club | $1.00 | $1.00 | 0.15% | 0.15% |
Rates may change after account is opened and fees or other condition may reduce earnings.
*APY=Annual Percentage Yield / The APY assumes interest will remain on deposit. A withdrawal will reduce earnings.