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Super Now Account

Minimum Balance Requirements

Minimum Balance to Open Account
  • You must deposit $2,500.00 to open a Super Now Account
Minimum Balance to Avoid Fees
  • A service charge of $15 will be charged every statement cycle, if the balance of your account falls below $2,500.00 on any given day
Annual Percentage Yield (APY) Disclosed
  • You must maintain a minimum balance of $2,500.00 in your account each day to obtain the disclosed APY

Rate Information

Determination and Frequency of Interest Rate
  • At our discretion, you interest rate and annual percentage yield may change
  • No interest will be paid when your daily balance falls below $2,500.00
Compounding and Crediting Frequency
  • Interest will be compounded monthly
  • Interest will be credited to your account monthly
  • If you choose to close your account before interest is credited, you will not receive the accrued interest
Accrual of Interest on Noncash Deposits
  • Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (i.e. checks)
Balance Computation Method
First Community Bank of Moultrie County uses the “daily balance” method to calculate the interest on your account.
  • Daily Balance Method: applies a daily periodic rate to the principal in the account each day